I am the founder and Owner of Kholiswa Financial Services. I have a National Diploma in Internal Auditing and currently studying towards a BCom Degree in Financial Management.

I enjoy spending time outdoors exploring nature, hiking and running. I enjoy reading as well. I am a Mother to two beautiful girls. I mentor and coach young girls on the importance of Education, Good Values and believing in themselves.

Kholiswa Financial Services (KFS) is a credit provider that provides financial access at a low interest rate, to low income individuals who do not ordinarily have access to such financial services. By providing this access, KFS hopes not only to relieve these individuals but also to protect them against unethical lending practises from loan sharks, who serve only to further disenfranchise these individuals.

The purpose of KFS is to move salaried low income individuals away from loan sharks and other illegal operating financial providers and to provide reasonable small loans safely in a manner that is consistent with ethical lending practices. We aim to give people an opportunity to become self-sufficient and to bring financial freedom to low-income individuals that often fall victim to loan sharks and unlawful money lenders. We want to restore the dignity of our people. By establishing good relations with our clients, we grant them appropriate loans, thus decreasing our default risk and preventing them from becoming overly indebted. Ultimately changing their lives by improving their financial situations in a safe manner.

The company goal is to grow KFS in order to continue focusing on developmental loans that have strong social impact, to provide small business entrepreneurs with loans to perform projects to succeed and to educate our clients about finances.